Honesty. Always.
Straight answers, thoughtful guidance, and your best interests at heart.
Rooted in Wyoming. Built around you.
Building Legacies,
One Home at a Time.
Local mortgage experts in Gillette and Cheyenne, serving Wyoming, South Dakota, Colorado, Arizona and Texas.
NMLS 2474467|Equal Housing Opportunity|Licensed in 5 States
Inspired by the Mountain West
What does your next chapter look like?
Let’s find the right path for you. Get a quote and we’ll walk you through it.
The Legacy difference
Big possibilities.
Small-town values.
We’re a family-led, independent mortgage broker. That means we work for your next chapter — with care, clarity, and a little Wyoming grit.
More options. Less cost.
We work to find the lowest rates and closing costs possible for your goals.
We clear the roadblocks.
A bump in the road shouldn’t end your journey. We help you work through it.
Local people. A real connection.
Neighbors you can actually call. Personal guidance from application to closing.
A clear path home
Your goals. Our guidance.
01
Start with a conversation.
Answer a few quick questions. Tell us where you are and where you want to go.
02
We shop. You have options.
We shop our network of lenders for your best rate and walk you through the choices.
03
Close with confidence.
Lock your rate and move toward closing with a real person by your side.
A loan for your life
Not one-size-fits-all. Just right for you.
Your story is unique. Your home loan should fit it.
Adjustable Rate Mortgage (ARM)
An initial fixed rate, with adjustments later.
Explore programConventional Loans
Traditional financing with flexible home loan options.
Explore programFHA Loans
Government-insured financing with flexible eligibility.
Explore programFixed Rate Mortgage
A steady rate for the life of your loan.
Explore programGraduated Payment Mortgage
Payments that start lower and increase over time.
Explore programInterest Only Mortgage
Interest-only payments for an introductory period.
Explore programJumbo Loans
Financing beyond conventional conforming limits.
Explore programVA Loans
Home financing for eligible military borrowers.
Explore programLocal people. Personal guidance.
Meet your neighbors in lending.
Real people who pick up the phone. A team that puts you first.
Laura Edwards Iverson
Christopher Edwards
Henry Taylor Pruitt
Spring Wilkins
Kimberlee Hahn
Jeff Maycock
Your stories matter
A legacy built on trust.
A place for honest words from the people we serve.
A little planning goes a long way
Picture your monthly payment.
Start with an estimate. Then let’s talk about the details.
Home Price$400,000
Down Payment (20.0%)$80,000
Interest Rate6.500%
Loan Term30 Years
Estimated Monthly Payment
$2,689
Full PITI estimate · $2,023 principal & interest
Payment Breakdown
Principal & Interest$2,023
Property Taxes$417
Homeowners Insurance$250
HOA Dues$0
PMI$0
Loan Summary
Base Loan Amount$320,000
Total Financed$320,000
Loan-to-Value80.0%
Illustrative estimates, not a loan offer or rate quote. Interest, mortgage insurance and fee inputs are assumptions, not current rates or program terms. Actual eligibility and costs vary by lender and borrower.